Managed by Ramsgate Insurance www.ramsgateinsurance.com

Contact Ramsgate Insurance for more information:
Phone: 800-273-7784    Fax: 888-335-8862
Email: ACBOA@RamsgateInsurance.com

Introduction

AIG Specialty Workers' Compensation®'s Middle Market Unit is our specialized offering built to respond to the needs of longshore and maritime employers with local underwriting, loss control and claim expertise focused exclusively on this unique industry. The products offered through this facility are almost exclusively guaranteed cost.

Overview

AIG Longshore®, a unit of AIG Specialty Workers’ Compensation®, offers employers subject to the U.S. Longshore and Harbor Workers’ Compensation Act (USL&H), the most comprehensive and customizable compensation programs available.

Customer Profile

• Employers subject to the U.S. Longshore and Harbor Workers’ Compensation Act

• All types of longshore risks, with emphasis on the following:

-Stevedoring: loading and unloading of cargo from vessels
-Repair and maintenance of vessels and maritime equipment—ship repair, crane service, boiler and engine repair, electronic equipment installation and service, cleaning and painting
-Ship building—all commercial vessels, military vessels, and large pleasure craft subject to USL&H Act
-Marine terminals, tank cleaning, marine construction contractors, and off-shore oil and gas industry

Highlights

• Employers may choose from Guaranteed Cost or Large Deductible Programs

•USL&H coverage is available in all states including those with monopolistic state Workers' Compensation Funds

• Federal coverage is available on admitted or non-admitted AIG paper

• Federal and State Act coverages are usually available on one policy

• Incidental Maritime Employers’ Liability coverage – master and crew of vessels

• Fast and independent underwriting decisions, free of reinsurance limitations

• Policies are non-assessable; no joint and several liability entanglements for employers
Services

• Free* access to the Partners in Productivity® website, www.aigswc.com — use the website to find a medical provider, obtain loss runs, report claims online, and much more

• Free* access to the AIG RiskTool System®—our online loss prevention and risk management tool which allows policyholders to proactively manage their risk

• Integrated underwriting and loss control longshore specialists

• Full service longshore and maritime claims experts, located in claims offices dedicated to handling USL&H claims

• Full payment and diverse payment plan options are available to qualifying accounts
Direct billing of insured

Submission Requirements

• Completed ACORD Application with clear description of longshore and maritime work

• Loss runs valued within the last six months for the current and the previous three years

• Estimated payroll by class for current year and audited payrolls for prior three policy years

• For accounts over $1 million in estimated annual premium—audited or reviewed financial statements for last two fiscal years, including notes and auditor’s opinion

• For accounts whose prior coverage was from a non-member of NCCI or independent state rating organization, include loss data by class